Free, non-binding, and reviewed personally by an independent broker.
Independent comparison of leading insurers
Independent, English-speaking advice on German private health insurance (PHI) for expats, freelancers, employees and visa applicants. Compare 40+ insurers. Free PHI Check in 2 minutes — digital worldwide.
Independent advice
No ties to any insurer.
Personal contact
One advisor – start to finish.
Digital worldwide
Video or phone consultation.
Switch or new policy
We guide you the entire way.
Consultation exclusively by video or phone – flexible, efficient and available worldwide.
Independent, transparent, expert-reviewed — the foundation of every recommendation we make.
Everything internationals, freelancers and visa applicants ask us about German private health insurance — answered by an English-speaking, independent advisor.
Yes. Private health insurance can be accepted for many visa types if it meets the requirements of the German authorities. We help you find a suitable solution.
Yes. Depending on your situation, coverage can often be arranged before your arrival.
Yes. As an insurance broker, we are legally obligated to act in your best interest and compare multiple insurers.
Our initial consultation and PHI Check are completely free and non-binding.
Employees above the income threshold, self-employed professionals, freelancers, civil servants and certain international students may benefit from private health insurance.
In many cases, yes. Eligibility depends on your residence status, profession and income situation.
Depending on the insurer and your destination country, different options may be available. We help you understand the implications before you decide.
Yes. Family members can usually be insured separately with individual coverage tailored to their needs.
Many medical conditions are still insurable. We can perform an anonymous pre-check with insurers before submitting an application.
Depending on your employment status and income, a switch may be possible. We assess your eligibility individually.
No. We provide consultations and support in English and guide you through the entire process.
Answer a few short questions online and we will review your situation before recommending the most suitable next steps.
Book a free, non-binding consultation with an English-speaking advisor.
